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GANPATI FINANCE LIMITED

Terms and Conditions

Welcome to Ganpati Finance Limited..

Application with Bio Data

Any Person having minimum qualification 10th can apply for DMA/DSA/SUB DSA/AGENT Person having office space minimum 250 sq.

Person should be holding Permanent account no (PAN)

DMA/DSA/SUB DSA/AGENT will provide fresh loan cases and the cases will process on Priority basis on the basis of required documents

DMA/DSA/SUB DSA/AGENT will work only for company, If found works for another company then his/her DMA/DSA/SUB DSA/AGENT will be cancelled on a single notice

DMA/DSA/SUB DSA/AGENT will forward applications duly signed by the applicants after Filling all columns with required information along with the documentary evidences and Photographs of the applicants.

DMA/DSA/SUB DSA/AGENT will collect the loan applications of the interested parties after Giving full details and delivers to the company immediately.

To ensure regular payment of instalments in the accounts introduced by applicant and timely deposition of post date chequeens.

To ensure recovery in the event of default/non payment

DMA/DSA/SUB DSA/AGENT have no right to violate existing terms & conditions of the Company for granting of loan etc. on behalf of the company

He will not collect any type of cash from the applicant other then commission provided by Company.

The agreement with DMA/DSA/SUB DSA/AGENT will be force for the period of 3 months,

Agreement copy will be provided only after receiving of Police verification report at least From concern Police station.

If at any time, DMA/DSA/SUB DSA/AGENT is found violating the terms & conditions of the agreement, or is not able to achieve the set targets, then his/her DMA/DSA/SUB DSA/AGENT may be terminated, after such termination the DMA/DSA/SUB DSA/AGENT are not entitled to process further loan applications on behalf of Ganpati Finance LTD.

DMA/DSA/SUB DSA/AGENT will did not apply for loan nor he will give guarantee in any Case

Primary terms and conditions to know and use to be fulfilled by the applicant

1.)Minimum Loan amount will be Rest. 1 Lakh/-(Rupees One Lakh only) and maximum Rs.500 Crore (Rest. five hundred crore only) in case of Loan.

2.)Loan Amount will carry and interest rate of 3% per Annum.

3.)Installation payable on monthly / quarterly/half yearly or yearly basis.

4.)Tenure of repayments will be minimum 1 One year and maximum 20 Twenty years.

5.)Loan may be given to any person working in State/ Central Government with in India.

6.)Loan may be given to Government employee working in State / Central Government few Departments within India.

7.)If the full an final repayment of the Loan amount is made before the stipulated period then Applicant may get relaxation on interest.

8.)File charge and expenditure regarding property verification, Mortgage deed, registration, Verification, Agent Commission etc. will be bear by the applicant.

9.)After considering all the facts and aspects of the loan application, applicant will be Intimated in due course of time regarding approval of loan by the financial firm/ Company.

10.)After submitting all papers and completing all formalities as per firms/ Company’s Requirement by the applicant, the financial Firm/Company will disburse the loan within one Week through chequeen or Bank Draft.

11.)Agents responsibility will be to work as a mediator till the loan is approved and collect all The papers related to loan, paper etc. an submit the same to financial Firm/ Company. Moreover, the agent has no authority or responsibilities in disbursing the loan to any Applicant.

12.)H.O.D/ Salary In-Charge refuse the official undertaking then financial Firm/ Company will Accept that applicant has failed to fulfil all the formalities of the financial Firm/Company. In These circumstance financial Firm/ Company will have a total right to reject the loan case Of this particular applicant.

13.)In the event of rejected loan case, the applicant will have no right to ask/ claim for the Refund of deposited processing fees etc. (processing fees etc. is non-refundable to Applicant).

14.)I applicant have read out the loan application form and understood each and every facts. In my full concise without any pressure and without taking any type of alcoholic/ in Toxic cities substances. Hence I do accept the written conditions of application form as this Application form carries only the primary conditions related to loan. So any other condition applicable related to loan after verification will also be acceptable to me.

15.)Process fees will be acceptable only by Bank Account.

16.)Any disputes arise will come under the Jurisdiction of Jaipur Court Only.

Ganpati Finance Ltd

  • 1.Documentation should be completed within 10 days from the date of issuing of approval letter otherwise the company will cancel the loan.

  • 2.There could be a fine 0.5% of E.M.I. amount if installment will not be paid timely.

  • 3.Rate of interest 3 % yearly balance.

  • 4.File will be cancelled after 15 days if the procedure is incomplete.

  • 5.Period of loan allowed up to a minimum 1 year and maximum of 20 years.

  • 6.Amount of loan allowed up to a maximum 80% of the current market value of the property offered in mortgage.

  • 7.Minimum amount of loan should be Three Lakh for property . 8. Installation payable on monthly / quarterly / half yearly or yearly basis.

  • 9. Property of any type from anywhere in India is acceptable. Premature repayment of loan and termination of mortgage is allowed without any penalty of charge of further interest.

  • 10. Processing fees is required to be born and paid by the borrower after getting the loan approval letter, if approval and only after having received the loan sanction commitment letter from us by the borrower. Stamp Duty Charge for Agreement and mortgage 0.5 to 3 % Depend to Loan Amount. All charge are Refundable.

  • 11. The provision issuing a session I commitment, letter. If issued is binding on the prospective lender/financier and is also a claimable right of the prospective borrower under the law.

  • 12. Loan process and disbursement both take about 10 days.

  • 13. All disputes to be schedule with Jaipur Court Jurisdiction only.

  • 14. All dealing or transaction will be carried on transparently

  • Loan Interest rates on 3% yearly on the Flat Balance .

  • Largest repayment period 20 years.

  • Minimum paper work. Makes sure & go ahead as big things are always the simple one.

  • We are looking for the broad Terms Business. All the copies sent by the clients must be self attested Xerox copies